What is Crediter?
Crediter is not a bank or even a baraban, but a service that allows you to find the most advantageous offer for the customer when it comes to consolidation loan. The site operates on the principle of a somewhat similar online comparison, but has several significant advantages over the latter. By completing the form that the site will offer you, we will be asked for a much larger amount of data than in the case of a fast comparison, so that the information received will be more reliable. Not only the offer of banks will be checked, but also our creditworthiness. After filling in the loan application, it goes to 8 banks, after which the applicant receives the most advantageous of the available offers. see http://raisinrats.com for more notes
Advantages of using the Crediter
We do not incur any additional fees when using Crediter. Sending a loan application is free, and the offer we receive does not differ in anything compared to what the bank itself offers, the broker’s commission is not added to it. In addition, filling and sending the application is extremely fast and convenient here. It is true that in practice it takes a little longer than 30 seconds, as the site advertises, but we fill out the application once, we do not have to send separate forms to each of the eight banks, and all the formalities can be done without moving from the computer. The use of Crediter is also attractive due to our credit history – sending a query to 8 banks affects the sender’s scoring, which means that in the future he would receive a less attractive loan offer. In Crediter, we send a single inquiry, which does not affect the scoring.
Before we decide on Crediter
Remember that Crediter is not a loan provider, but an intermediary. Despite the fact that the service does not charge a fee to the client, however, when opting for mediation, we give up the possibility of negotiating loan terms. In addition, Crediter sends a request to 8 banks and only to 8, which means that there is a risk that the offer best suited to our needs will be overlooked.